The Real Estate Playbook

Flip Profit Calculator

Purchase & Project

out of pocket
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$
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Financing

points + interest basis
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mo
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Amount Financed $0

Holding Costs

over the hold
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Holding total $0

Sale & Closing

based on ARV
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Net Profit
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Enter a deal
Margin on ARV0%
Return on Cost0%
All-In Cost$0
Cash In Deal$0
Flipper profit target Under $250k ARV: aim for at least $25k
$0 Enter a deal
Where the ARV goes ARV $0
Profit = ARV minus the purchase, renovation, financing (points and interest), holding costs, selling costs (agent, transfer tax, attorney, title, buyer concessions), and closing & fees (front-end closing, assignment fee, misc expenses).
Desired Profit and Purchase Price solve for each other: type a profit target to back into your max offer, or type an offer to see the profit. Your Acq Loan % stays locked, so the loan dollar amount moves with the purchase.
Acq Loan % sets the acquisition loan as that percentage of the purchase price, or type the loan amount directly. They stay in sync.
Holding costs are property taxes, insurance, utilities and HOA prorated over the hold (taxes and insurance are annual figures, utilities and HOA are monthly). Change the hold period and they scale with it.
When the reno is Financed, it's added to the acquisition loan, so points and interest are charged on that larger amount (interest is full-balance over the hold). Cash In Deal = purchase + reno + closing + points + interest + holding costs, minus what the lender funds. Financing the reno drops your cash in but adds a little financing cost. Keep points and front-end closing separate so you don't double count.

The Real Estate Playbook